New Changes with HAFA to Help Prevent Foreclosure

by qnicholasc 6. April 2012 08:34

 

There have been some great new changes to the government programs HAMP and HAFA. The Home Affordable Foreclosure Alternatives (HAFA) Program provides additional options to avoid costly foreclosures and offers incentives to borrowers, servicers and investors who utilize a short sale or deed-in-lieu (DIL) to avoid foreclosures. This program has allowed many homeowners to short sale their home rather than foreclose. This program has offered full release of any deficiency judgment and provided seller incentives (money) to complete the short sale.

 

Most recently they issued a supplemental directive with the following changes:

 

They are no longer occupancy requirements to be eligible.

 

They have increased the amount a servicer may authorize to pay any subordinate mortgage holder up to $8,500 in exchange for lien release and full release of borrower liability.

 

Mortgage holders can now report to credit bureaus in two ways: 1. Paid or closed account/zero balance. 2. Account paid in full/a foreclosure was started.

 

They have also extended the deadline for this program till the end of 2013.

 

Although they have extended this deadline there is no news in regards to the Debt Forgiveness Act being extended. HAFA releases you from your mortgage company pursuing any deficiency where as the Debt Forgiveness Act releases you from IRS ramifications, as they see the deficiency as earned income. This could leave many homeowners owing the IRS a substantial amount of money if they do not act quickly and the Act is not extended.

 

If you are facing foreclosure or have thought about short selling your home please contact us TODAY so that we can give you all the alternatives. There are many companies popping up charging money for this FREE service and many more portraying themselves as experts with little or no experience.

 

We have closed 100's of short sales and specialize in HAFA with a 100% success rate. Many can say it but we can prove it.

 

Call us today for a confidential consultation. 702-800-5744

 

Comments (34) -

Brent
Brent United States
5/4/2014 11:58:20 PM #

What's Taking place i am new to this, I stumbled upon this I have discovered It absolutely helpful and it has helped me out loads. I hope to contribute & help different customers like its helped me. Great job.|

Tammi
Tammi United States
5/24/2014 10:47:48 PM #

Fine way of explaining, and nice paragraph to get information about my presentation subject matter, which i am going to present in academy.|

Myrta
Myrta United States
5/25/2014 12:44:59 PM #

This is the perfect website for everyone who hopes to find out about this topic. You know so much its almost hard to argue with you (not that I really will need to�HaHa). You certainly put a brand new spin on a subject that's been written about for many years. Excellent stuff, just excellent!|

best massage chair
best massage chair United States
9/17/2014 12:11:53 AM #

Howdy just wanted to give you a quick heads up and let you know a few of the pictures aren't loading properly. I'm not sure why but I think its a linking issue. I've tried it in two different browsers and both show the same results.|

Mireya Giuffre
Mireya Giuffre United States
3/23/2017 8:57:38 PM #

wooooow that was AMAZING mashalla<br />may i ask a Q<br />dont we need to freeze the burgers for several hours b4 grilling?

Tonette
Tonette United States
7/27/2017 6:44:31 AM #

http://fastsexnow.com/?=milf_teen_pics

hairy redhead milf
hairy redhead milf United States
8/3/2017 3:26:09 PM #

thanks for the inbfo

katia 50 plus milfs
katia 50 plus milfs United States
8/30/2017 1:59:34 PM #

please post more

xhamster milf next door
xhamster milf next door United States
12/28/2017 2:17:01 PM #

thanks for the inhfo

milf women pussy
milf women pussy United States
1/10/2018 2:28:20 PM #

feel free to talk to me

Daryl Goehner
Daryl Goehner United States
10/27/2018 2:11:23 AM #

Unquestionably believe that which you said. Your favorite justification appeared to be on the internet the simplest thing to be aware of. I say to you, I certainly get annoyed while people consider worries that they just don't know about. You managed to hit the nail upon the top and defined out the whole thing without having side-effects , people could take a signal. Will likely be back to get more. Thanks

Dylan Dechamplain
Dylan Dechamplain United States
10/31/2018 2:29:07 PM #

Thank you for the auspicious writeup. It in fact was a amusement account it. Look advanced to far added agreeable from you! However, how can we communicate?

Carlene Bhardwaj
Carlene Bhardwaj United States
11/9/2018 8:51:40 PM #

Thanks for sharing..

Sherwood Duford
Sherwood Duford United States
11/23/2018 11:53:32 AM #

<p>Thank you for the auspicious writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! However, how could we communicate?</p>

Maile Masaitis
Maile Masaitis United States
11/26/2018 10:18:45 AM #

for sale. buy fake counterfeit chinese yuan  Without risk NOTES. Buy All Documents like ID CARDS. Buy Super Notes online dollar. Cheap Counterfeit. Where to get fake euro

Verda Suganuma
Verda Suganuma United States
11/26/2018 2:34:31 PM #

<p>Thanks for the auspicious writeup. It actually was once a leisure account it.<br />Look complicated to far brought agreeable from you!<br />By the way, how could we keep in touch?</p>

Francoise Rances
Francoise Rances United States
11/26/2018 6:42:05 PM #

danish krone . buy fake counterfeit chinese yuan  Without risk NOTES. Buy All Documents like GREEN CARDS. Buy Super Notes online euro. Cheap Bills. Where to get fake dollars

Maryrose Timone
Maryrose Timone United States
11/29/2018 11:23:14 AM #

<p>Your style is very unique compared to other people I have read<br />stuff from. Many thanks for posting when you’ve got the opportunity,<br />Guess I’ll just book mark this web site.</p>

Augustina Gayheart
Augustina Gayheart United States
12/2/2018 10:39:13 PM #

<p>Eryaman yeni ve lüks yerleşim alanlarına sahip bir semtimizdir. Şehir merkezine kıyasla burada apartmanlar yerine burada siteler boy göstermektedir. Eryaman evden eve nakliyat işlemine de bu nedenle duyulan ihtiyaç fazla durumdadır.<br />Ankara merkezinde bulunan firmalardan ziyade bu semtin içerisinde dahi kurulmuş sadece o semte hizmet veren kuruluşlara rastlamak mümkündür.<br />Eryaman nakliyat alanında uzun yılların kazandırdığı tecrübeyle görev yapan ve bu görevini hala devam ettiren nadir kuruluşlardan biride Deha Nakliyat şirketimizdir. Burada yer alan diğer firmalara kıyasla firmamız kurumsal kimliğe sahip kendini kanıtlamış durumdadır.</p>

Annis Mabey
Annis Mabey United States
12/4/2018 2:51:31 AM #

Hi there I am looking for perfect gift for my newphew I ran into this item, has anyone had any experience with this toy?

Phillip Billot
Phillip Billot United States
12/5/2018 4:33:58 AM #

Buy Lite Brite Magic Screen: Light-Up Toys - Amazon.com ? FREE DELIVERY ... Since our founding, we have quickly become one of the top toy companies!

Kathlyn Mullee
Kathlyn Mullee United States
12/7/2018 4:22:54 AM #

Lite-Brite Magic Screen, Lite-Brite lets kids create images with light ... Dinosaur Toy Blaster, 2 in 1 Transformers Toys For Kids – Build & Take Apart Cool Tyrannosaurus .... and the paper is too thick to punch through and impossible to line up.

loans no fees no credit check
loans no fees no credit check United States
12/7/2018 11:25:18 PM #

Quite well said,  but a little PC. How come?|

guaranteed unsecured personal loans no credit check
guaranteed unsecured personal loans no credit check United States
12/11/2018 7:24:41 PM #

Going to write more on this subject? I know you could be downplaying some of your jucier lines of thinking, but I for one, enjoy reading them Smile|

loans no job no credit check
loans no job no credit check United States
12/12/2018 2:47:14 AM #

You seem a bit out of the loop-can you be clearer?|

loans online with no credit check
loans online with no credit check United States
12/12/2018 4:39:55 PM #

Your reasoning discombobulates me ...|

12 month loans no credit check
12 month loans no credit check United States
12/12/2018 4:41:39 PM #

I  can tell that you're correct about this.|

see more
see more United States
12/12/2018 4:41:46 PM #

Can I ask you to clear up some misconceptions? Could you write an additional example? Thanks!|

Grow Taller 4 Idiots
Grow Taller 4 Idiots United States
12/14/2018 9:47:09 AM #

Find simple tips to increase your height using safe and natiral techniques.

no credit check loans katy
no credit check loans katy United States
12/16/2018 12:36:15 AM #

My gang on Facebook would be thrilled with this entry. Can I show them?|

simply click the following web site
simply click the following web site United States
12/16/2018 3:40:13 AM #

Can I show your article on Twitter? It's really eloquent!|

no credit check loans
no credit check loans United States
12/16/2018 5:55:48 AM #

"Cool story, bruh"|

payday loans with no credit check in memphis tn
payday loans with no credit check in memphis tn United States
12/16/2018 6:37:38 AM #

This content seems somewhat rushed-you are often incredibly eloquent with your reasoning.|

personal loans in ga with no credit check
personal loans in ga with no credit check United States
12/18/2018 2:10:42 AM #

So, I came across your blog and I enjoyed this post in particular. . Where can I read more?|

personal loans no credit check
personal loans no credit check United States
12/19/2018 6:29:49 PM #

Your reasons should be accepted everywhere.|

long term loans with no credit check
long term loans with no credit check United States
12/24/2018 11:07:50 AM #

Hey, I came across your  blog and I like this post a whole lot. You give some insightful points. Where might I find out more?|

loan checker
loan checker United States
12/27/2018 4:01:58 PM #

You come across a bit out of the loop-could you explain better?

Kevin Jablonsky
Kevin Jablonsky United States
12/31/2018 2:43:24 PM #

Just want to say your article is as surprising. The clearness in your post is simply nice and i can assume you are an expert on this subject. Fine with your permission let me to grab your RSS feed to keep updated with forthcoming post. Thanks a million and please carry on the enjoyable work.

Akin Gump Strauss Hauer &amp; Feld Training Contract Application
Akin Gump Strauss Hauer & Feld Training Contract Application United States
1/1/2019 12:23:31 AM #

We have a law vacancy for SEO specialist to join us at Dickinson Gleeson ?? Anyone with experience please apply at https://latestlawjobs.com

mini loans no credit check
mini loans no credit check United States
1/1/2019 3:44:06 AM #

Going to share more on this post? I figure you're witholding some of the jucier details, but I for one, enjoy reading them Smile

Jacalyn Layng
Jacalyn Layng United States
1/1/2019 6:43:03 AM #

and i would love it if they could develop more position players from the minorsbut that only works if you have a manager and gm that will provide the opportunities for that to occur

Cleary Gottlieb Steen &amp; Hamilton LLP Training Contract Application
Cleary Gottlieb Steen & Hamilton LLP Training Contract Application United States
1/3/2019 1:08:31 PM #

We are currently recruiting for IT technician to join us at Constantine Cannon LLP ?? Anyone interested please submit your cv and covering letter via https://latestsolicitorjobs.com/

cash now no credit check
cash now no credit check United States
1/3/2019 9:10:06 PM #

I couldn't agree more- except I should!1!1! LOL

no credit check furniture loans
no credit check furniture loans United States
1/5/2019 5:17:07 AM #

This makes more sense than other people...

quick easy loans with no credit check
quick easy loans with no credit check United States
1/6/2019 10:49:53 PM #

Sounds certainly informative. Would it be ok to pose one or two questions? It's just that..I know more ideas that synergize with this.

loans with no credit check for unemployed
loans with no credit check for unemployed United States
1/9/2019 5:14:57 AM #

You put forward some ad hominem arguments.

Faustino Sagel
Faustino Sagel United States
1/10/2019 3:26:29 PM #

Despite a lot of searching I cannot seem to find the deadline for Mills Selig graduate vac schemes? Some students on the latestlawjobs.com website told me I may find some lawyers here. Ta!

Tony Coombes
Tony Coombes United States
1/11/2019 8:29:40 AM #

Hi guys, I enjoy composing my synthwave music and recently I bumped into a very topical issue, namely how cryptocurrency is going to transform the music industry. I have decided to put together an article on the subject as I would like to inform the musicians and public at large just how cryptocurrencies can be a gamechanger in this field. I would like to donate this article to you for publication on your blog. I have saved the article in my Google drive: drive.google.com/.../1xX35t28GlE6wDomFAEvsPc1PqN3fp8ka I did not have the time to find any images so I would be grateful if you could find and add some. I have also added a little blurb about myself. I hope you and your readers will enjoy reading my article. Have an awesome day! Regards, Tony

loans no credit check
loans no credit check United States
1/11/2019 9:18:23 AM #

that's a crafty argument you got there!

loans no credit check texas
loans no credit check texas United States
1/12/2019 9:12:27 PM #

Hey, I stumbled on your blog and I enjoyed this article in particular. . How might I find out more?

gesch&#252;tztes pdf drucken
geschütztes pdf drucken United States
1/13/2019 6:34:16 AM #

Thermal Paper… Hello! I will be coming back more for your interesting articles and for great Reading soon. I would like to give a thumbs up for the great information you have here on this site!…

investment decision blog
investment decision blog United States
1/14/2019 4:19:42 AM #

Which scenario is less daunting?

Landon Patague
Landon Patague United States
1/14/2019 6:27:59 AM #

$11K in a never taxed yet again account seems worthy of the 30 seconds it takes me to do a backdoor Roth IRA on a yearly basis. And money in retirement accounts isn’t based away until pension. Lots of ways to get it penalty free.

Ji Mehner
Ji Mehner United States
1/14/2019 3:27:56 PM #

There are only two kinds of 401(k) benefits:

Noelia Moras
Noelia Moras United States
1/14/2019 4:05:46 PM #

Any explanation you chose 700 Index over the Complete Stock Market Index, or for that matter, a Lifetime Strategy fund a number of international stocks and some bonds in it?

Katy Rybij
Katy Rybij United States
1/14/2019 4:24:12 PM #

That’s very sort of you.

Vanda Lebold
Vanda Lebold United States
1/15/2019 1:48:30 AM #

For our IRA/403B/457b/SEP - it is all through vanguard…VFIAX completely stock.

LAWesome cryptocurrency coin
LAWesome cryptocurrency coin United States
1/15/2019 6:14:43 PM #

Good Afternoon ! I got some very intriguing news for you in the crypto currency domain !  Some think tanks in the cryptocurrency online community have written that a new crypto coin will be launched and, it is being endorsed by a consortium of finest international and US law firms Laughing  Allegedly, it is called Lawesome crypto coin!  It would be great If anybody involved in cryptocurrency could share the most up to date intelligence on this coin. I would certainly, love to buy this coin during the course of the ICO and participate in the bounty hunt to earn some free coins also. However, there simply is not enough information on the LAWesome coin as I presume that it is a being kept hush hush. I ponder why the law firms have all of a sudden rushed in the industry? This step will certainly give cryptocurrency more credibility.

no credit check fast payday loans
no credit check fast payday loans United States
1/16/2019 7:30:35 AM #

Aren't you gonna need to supersize that? jk

Eugene Malloy
Eugene Malloy United States
1/18/2019 5:08:58 AM #

<p>Are you tired of high prices for satellite tv? And if there is a way for you to<br />see all simple . channels, including produce premium movie channels, all sports<br />of the best programming and hard-to international<br />television programs – and the pay isn’t never a monthly invoice other<br />wire connections? With Direct Stream TV you get unlimited<br />use of various pores and skin events pertaining to example<br />live sports, music channels, variety shows, news, cartoons, documentaries and even films of<br />PPV several countries in the world. Direct Stream TV is a new type of television.</p>

unsecured no credit check loans
unsecured no credit check loans United States
1/18/2019 11:50:10 PM #

I'm unsure about the listicles.. maybe somewhat overdone.

More info on the Lawesome Cryptocurrency
More info on the Lawesome Cryptocurrency United States
1/22/2019 5:34:04 PM #

Hi! I have bumped into a blog comment on this site (can not find the comment so will make a fresh one) with some interest in the Lawesome coin cryptocurrency. I am one of the developers of the Lawesome coin and I can verify that the Lawesome cryptocurrency is being finalized and will certainly be released throughout the next week. For the time being, you can start picking up free Lawesome coins by placing a guest post on https://blog.latestlawjobs.com. I am incredibly overwhelmed by the amount of interest the Lawesome coin has earned. I am afraid that I can not disclose any further details about this revolutionary cryptocurrency just yet as a result of our confidentiality and NDA agreements with a number of other organizations. Do reply to this comment if you have any inquiries.

Osvaldo Cravatta
Osvaldo Cravatta United States
1/28/2019 11:50:36 PM #

Kebab House i Thisted tilbyder et stort   sortement  af retter, og er lige at tage med  . Kebab House tilbyder fx  Shawarma/Kebab Durum og   Falafel. Hos Kebab House kan du få alt vores mad som  take away

my company
my company United States
1/31/2019 12:48:22 AM #

I wonder about the bullet points.. seems kinda overdone.

Gavin Rouillard
Gavin Rouillard United States
1/31/2019 4:03:42 PM #

Hi guys! Just wanted to drop you a line to say that I really enjoyed reading your guest article on Peaches and Screams UK site! Great perspective. Have an awesome day!

fast small loans no credit check
fast small loans no credit check United States
2/2/2019 8:13:13 PM #

My friends on GPLUS would want to read this entry. Can I show them?

Taunya Wahl
Taunya Wahl United States
2/5/2019 3:14:40 AM #

Hey! I am in the midst of applying for a newly qualified associate solicitor job with ABV Solicitors in London Could somebody let me know precisely where I can find the careers webpage for this law office? The job listing on the https://latestlawjobs.com does not give any urls or more info. I am especially interested in newly-qualified solicitor roles rather than training contracts. I qualified by sitting the New york city bar assessment and afterwards did the QLTS examination so the training contract route does not relate to me. Thank you in advance!

Margrett Loach
Margrett Loach United States
2/5/2019 11:54:02 PM #

Hello! I am in the midst of applying for a newly qualified associate lawyer job with Anthony Gold in London SE1, London SE17, and London SW16 Can somebody let me know where exactly I can find the careers webpage for this law office? The job profile on the https://latestlawjobs.com does not give any links or additional relevant information. I am mainly interested in newly-qualified lawyer roles instead of training contracts. I qualified by sitting the New York bar test and then completed the QLTS exam so the training contract route does not apply to me. Many thanks in advance!

online credit loans no credit check
online credit loans no credit check United States
2/8/2019 5:57:42 AM #

Well this post honestly made me think! TY-I hadn't considered things this way otherwise.

click through the up coming website page
click through the up coming website page United States
2/19/2019 10:49:28 PM #

Never quit reaching. Onward!

Add comment

  Country flag

biuquote
  • Comment
  • Preview
Loading

A Success Website® Solution. ® and © owned by ConsulNet Computing Inc. 1998-2019.(All rights reserved)